Rakuten Group, Inc. and Rakuten Bank, Ltd. have agreed to start discussions aimed at reorganizing Rakuten Group’s FinTech Business, including Rakuten Bank.

Rakuten is considering integrating FinTech businesses including Rakuten Bank, Rakuten Card Co., Ltd., Rakuten Securities Holdings Co., Ltd. (“Rakuten Securities HD”), Rakuten Insurance Holdings Co., Ltd. and other FinTech businesses in one group.

Even after the Reorganization, Rakuten Bank will continue to be a major consolidated subsidiary of the Rakuten Group, and the FinTech Business will continue to be the core business area across the Rakuten Group.

In the event that the Reorganization materializes as a result of future discussions, Rakuten plans to discuss with Rakuten Securities HD the possibility of not proceeding with its initial public offering.

As of today, Rakuten Bank shares are listed on the Tokyo Stock Exchange Prime Market. Rakuten expects that Rakuten Bank’s shares will be continuously listed on the Tokyo Stock Exchange Prime Market even after the Reorganization is completed.

The reorganization is expected to take effect in October 2024.


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